First American Financial Corporation

First American Financial Corporation

FAF
First American Financial CorporationUS flagNew York Stock Exchange
75.13
USD
+6.17
- -
7.67BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
46.32
43.77
47.73
50.44
51.66
51.02
54.82
62.8
83.01
70.97
57.51
58.91
72.07
77.59
Basic EPS, GAAP
1.74
2.18
2.66
3.1
3.79
4.21
6.25
6.17
11.18
2.46
2.08
1.26
6.02
7.25
Free Cash Flow per Basic Share
3.54
3.37
5.08
4.43
5.66
7.04
8.07
9.62
10.99
7.27
3.4
8.64
9.2
9.77
Dividend per Share
0.48
0.84
1
1.19
1.43
1.58
1.66
1.77
1.92
2.03
2.08
2.12
2.16
2.18
Book Value per Share
4.87
6.2
7.73
9.47
11.74
14.6
19.11
23.55
33.15
34.71
35.58
34.82
38.84
41.25
Tangible Book Value per Share
9.72
9.63
11.11
12.25
15.24
17
23.02
24.52
30.54
19.15
21.56
22.36
28.25
29.67
Basic Weighted Avg Shares
107
107
108
111
112
113
113
113
111
107
104
104
103
103
Sales/Revenue/Turnover
4,956
4,678
5,175
5,576
5,769
5,745
6,199
7,080
9,214
7,594
5,998
6,121
7,445
7,977
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
75
86
86
99
128
126
129
149
158
168
188
207
216
219
Net Income, GAAP
186
234
288
343
423
474
707
696
1,241
263
217
131
622
745
Effective Tax Rate (%)
39.79
33.19
33.25
28.08
5.27
21.92
21.55
24.16
23.9
18.54
21.47
19.83
24.33
23.76
Profit Margin (%)
3.76
4.99
5.57
6.15
7.33
8.26
11.41
9.83
13.47
3.46
3.61
2.14
8.35
9.34
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
310
587
581
577
573
572
891
1,307
1,922
1,361
1,340
1,776
1,764
1,753
Total Equity
2,456
2,576
2,753
3,014
3,483
3,745
4,425
4,922
5,783
4,681
4,863
4,927
5,524
5,644
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.79
23.55
22.93
22.77
23.89
22.43
24.93
18.42
24.2
5.53
5.4
4.17
11.55
14.67
Return on Common Equity (%)
41.06
39.48
38.4
36.39
35.88
32.11
37.16
28.9
39.18
7.11
5.84
3.58
16.3
18.71

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
906
1,079
1,036
LT Borrowings
1,545
- -
1,546
LT Finance Leases
218
207
206
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
102
102
102
Market Capitalization
6,342
6,211
7,051

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,466
- -
2,728
Accounts Receivable, Net
456
422
473
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
601
- -
958
ST Debt
906
1,079
1,036
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.77%
3.15%
12.12%
Free Cash Flow
15.83%
16.2%
5.94%
Net Income, GAAP
41.87%
63.34%
374.29%
Sales/Revenue/Turnover
4.81%
3.04%
21.64%
Total Cash Common Dividend
7.72%
2.33%
1.04%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,425
1,612
1,406
1,678
6,121
2025
1,582
1,841
1,979
2,042
7,445
2026
1,838
2,117
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.45
1.11
-1
0.7
1.26
2025
0.71
1.41
1.84
2.06
6.02
2026
1.21
2.13
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.53
0.53
0.54
0.54
2.12
2025
0.54
0.53
0.54
0.54
2.16
2026
0.55
0.55
- -
- -
- -

Company Description

APIChatGPT
CEO
Mark Edward Seaton
Full Time Employees
19,102
Sector
Financial Services
Industry
Insurance - Specialty
Address
1 First American Way Santa Ana CA United States of America 92707-5913
IPO Date
May 28, 2010
Business
First American Financial Corporation provides title insurance, settlement, and risk solutions for real estate transactions primarily in the United States. Its core products and services include title insurance and closing/settlement services; title plant management; title and other real property records and images; valuation products and services; mortgage subservicing; home warranty products; property and casualty insurance; banking, trust, and wealth management services. The company serves residential and commercial real estate markets, supporting homebuyers and sellers, real estate professionals, loan originators and servicers, commercial property professionals, and homebuilders. Founded in 1889, the company is headquartered in Santa Ana, California. Recent major changes include leadership transitions with Mark E. Seaton appointed CEO in 2025, succeeding Ken DeGiorgio, and Matt F. Wajner as CFO. The company continues to advance digital transformation initiatives, such as launching Sequoia, an automated underwriting pilot for purchase transactions to improve operational efficiency. Financially, First American reported approximately $6.1 billion in revenue for 2024, an 18-20% increase in total revenue in its Title Insurance and Services segment compared with prior years, and commercial revenue growth of 47% in late 2024. These reflect a strategic emphasis on technology-driven growth and expanded commercial business lines. The company maintains a broad distribution network throughout the U.S. and offers a comprehensive suite of financial and real estate transaction products, positioning itself as a leader in the digital evolution of title and settlement services.

Company News

APIChatGPT
  • Bank of New York Mellon Corp Grows Stock Holdings in First American Financial Corporation $FAF

  • First American Financial Q2 Earnings Call Highlights

  • FAF Q2 Earnings Top Estimates on Title Strength, Investment Income

  • First American Financial Corporation (FAF) Q2 2026 Earnings Call Transcript

  • First American Financial (FAF) Beats Q2 Earnings and Revenue Estimates

  • First American Financial Reports Second Quarter 2026 Results

  • Will First American Financial (FAF) Beat Estimates Again in Its Next Earnings Report?

  • First American Financial (FAF) Earnings Expected to Grow: Should You Buy?

  • First American Data & Analytics® Brings One of the Nation's Largest Property Datasets to ArcGIS® for Decision-Ready GIS Workflows

  • FAF Outperforms Industry, Trades Near 52-Week High: Time to Hold?

  • Why First American Financial (FAF) is a Great Dividend Stock Right Now

  • First American Financial Announces Second Quarter 2026 Earnings Conference Call

  • First American Financial: Attractive Despite A Muted Mortgage Market

  • First American Title Senior Vice President Pam Forrester Named a HousingWire 2026 Women of Influence Honoree

  • Why First American Financial (FAF) is a Top Growth Stock for the Long-Term

  • National House Prices Reach New High in Slow Motion, According to First American Data & Analytics Monthly Home Price Index Report

  • National House Prices Reach New High in Slow Motion, According to First American Data & Analytics Monthly Home Price Index Report

  • Why First American Financial (FAF) is a Top Dividend Stock for Your Portfolio

  • Here's Why First American Financial (FAF) is a Strong Momentum Stock

  • Title Insurance Protects the Critical Infrastructure that Underpins the U.S. Real Estate Economy: New Study from First American